FAQs

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Q?

Why choose Bellevue Capital Group?

A.

As the commercial loan industry becomes more competitive, Bellevue Capital Group (BCG) remains a cut above the rest because of experienced, hard-working and meticulous staff that exceed client expectations every single day.

When the client walks into a bank, how do they know they’re getting the best deal?  They don’t.  Is there time to shop around, compare rates, fees? The average client says absolutely not.  There lies the BCG unique niche:

  • Through a combined staff with over 5 decades of commercial loan experience, we’ve positioned BCG with a team that JUST calls banks to understand their rate and underwriting changes.
  • Simply put, BCG has done all of this in advance and knows where to get the best deal for a specific loan request right out of the gate.

Q?

How is BCG different than other brokers?

A.

When we submit a loan request, it is submitted to several lenders.  This creates bank competition allowing the client to win as banks drop rates, fees, etc. just to win the deal.

We’ve gone even further and have connected personally with the best of the best Commercial Bankers, local, nationwide and international.  Those individual Bankers who have propelled in the industry, want it, do things right, move fast and get it done.

BCG and these Bankers know from experience to have the Client’s best interest up front, not ours.

  • In house underwriting – we have yet another BCG team that underwrites the loan package IN ADVANCE of submission to a lender, using that bank’s underwriting guidelines. Since we already know what every bank's rate, fees and what properties/funding they will or will not do, the client loan request package is targeted to lenders that specifically aligns with the loan request.
  • We analyze every aspect of the loan request and can point out to the lender where they may not be following their own guidelines.
  • Prior to loan request submission we address everything up front. Other Brokers submit, hold their breath and wait to hear what the lender wants to know.
  • When we present a loan request the documents are perfect. No going back and forth.
  • BCG coordinates all of this for the client.

What if a lender declines?  BCG has the next bank is in line, and the next….no need to start over, we’ve got this all figured out.  We’re working on the sidelines to get an approval no matter what.

Q?

Why is BCG able to get us a better deal than we can get on our own?

A.

We process in volume and receive preferred pricing.  How?

When banks hear from us, they know they have to move fast to approve the loan and win it.  Most important, they know they need to be rate and fee competitive to win

  • We already know every bank’s base cost – the bank ‘knows we know’
  • No more of the bank holding all the pricing power and controlling the closing timelines

Q?

How many Lenders does BCG use?

A.

Our lender base exceeds 200.  This includes a broad base of traditional banks, conduits, institutional money, hard money, international sources and more.

Remember, we have sought out the best of the best Bankers on staff we know will work in the client’s best interest.

Unfortunately, clients may find that other brokers may work with only a few lenders in their circle that they prefer to do business with.  That is not in the client’s best interest.

Q?

What types of loans Bellevue Capital Group offers?

A.

  • Commercial Real Estate (CRE)
  • Small Business Administration (SBA)
  • Land
  • Line of Credit - Investor or Business
  • Acquisition Loans
  • Equipment Loans
  • Medical / Legal Practice Loans
  • Agriculture - Farm, Vineyard

Q?

What types of commercial properties Bellevue Capital Group will finance?

A.

  • Office Buildings
  • Multi-family
  • Hotel/Motel
  • Land
  • Special Use
  • Mixed Use
  • Farm/Vineyard/Agriculture
  • Medical Office
  • Retail  
  • Mixed Use
  • Industrial

Q?

How does BCG get paid?

A.

Once a loan request is approved, funded and out of escrow we get paid as agreed with the borrower.